About me

Who am I and why am I here?

Investor, Real Estate & Finance Consultant.   I am here to share and exchange knowledge with you hoping that in one way or another we can impact each other’s life in a positive way.

I grew up in a communist/totalitarian country where individual rights were never on the government’s agenda.  As a child, life was good for me but not easy since I spent most of my childhood training to be a swimming champ.  My escape to freedom when I was 18 is a story worth sharing (started to write that fascinating book but I need a ghost writer to help me out).  I love to exercise and I love to dance.   I love all kinds of music and dancing but I can’t imagine life without Salsa – the music is phenomenal.  A strong and healthy body is the precursor to a strong and healthy mind.

I chose freedom because I didn’t want a government to dictate how I should live my life.  I am surprised today to see how many people not only expect but demand that the government does more for them.  My wish is that it stays out of our lives.  Freedom is easy to lose and hard to get.

Whomever said that life is a journey was right.  Climbing treacherous mountains, falling and getting back up, making decisions when at crossroads – which I hate, by the way – are not easy things to do.  I know this: if I don’t make decisions for myself others will be making them for me.  But overall life is full of blessings which I believe we should all be thankful for.  I try to remember mine especially during the tough times!

My professional career

I have had an entrepreneurial mind ever since I came to America.  As a matter of fact this is one of the primary reasons for which I chose to come here.  My desire to work with figures – I was pretty good at math when I was in school – landed me a career in real estate and financing.  I also discovered that knowing more about economics would help me be a better investor and a better adviser for others.   I believe that every investor should know about – and recognize the symptoms – of the Boom/Bust economic cycles.  It would help them strategize better.  Keep this in mind: There is a direct correlation between the economy and your investments.   A Boom will always result in a Bust. A successful investor is a good planner; and a good planner is an educated forecaster.

During the “good old days” of the real estate boom my mortgage business did quite well.  But instead of spending my money I did what most Eastern European people would do.  I saved and invested my money in stocks, mutual funds, and real estate.  I had success and I had failures.  I have learned hard lessons during the process one of which being  Never invest in something of which you don’t have a full understanding!

I became interested in Economics in 2008 after reading Ron Paul‘s book “The Revolution, a Manifesto“. Coming from a country without individual freedom or respect for private property I recognized the direction America was taking after the 2008 elections.  And it was certainly not a good one in my eyes.  Ron Paul seemed to be the only one equipped to take our country in the right direction.  Why?  He’s an incredibly honest man who believes in Free Market Capitalism where capital is better in the hands of private companies and consumer driven rather than in the hands of a government driven by special interest, banks, and politicians.  Easy to read and quite inspiring, this book was the beginning of something new for me, a fascinating puzzle, one for which I am slowly putting the pieces together.

  1. #1 by michael dant on January 17, 2011 - 2:35 pm

    You always have a fresh approach to getting things done as well as informing the masses— GOD blesses what you do. May all you touch turn to gold [as long as it retains or exceeds it’s present value!]—–Michael

    • #2 by carmenalexe on January 17, 2011 - 5:15 pm

      Michael, thank you for caring, I appreciate your kind comments and wishes. Also, looking at history Gold has always represented the “honest money” means of exchange for people. I believe that gold will maintain its value while the dollar will collapse and a new N. American currency will be implemented. May all that WE touch turn into Gold!

  2. #3 by Wade on January 17, 2011 - 12:05 am

    Great Blog Carmen! Important information for all of us – I like the way you make it interesting and easy to understand. Keep up the good work!

    • #4 by carmenalexe on January 17, 2011 - 5:17 pm

      Hello Wade, thank you for your encouragement! It means a lot to me.

  3. #5 by Linda Lander on January 13, 2011 - 1:06 am

    Thank You Carmen,
    Love to Learn More!
    Keep me posted.

  4. #6 by Fran on January 12, 2011 - 9:12 pm

    What a wonderful idea, looking forward to much more!

  5. #7 by Dave S.W. PA on January 12, 2011 - 6:46 pm

    Good stuff ya got here! Hope to see more soon.

    • #8 by carmenalexe on January 12, 2011 - 6:58 pm

      Hi Dave, May I recommend that you subscribe to my blog and this way every time I write a new post you’ll be informed right away…

  6. #9 by Marieta on January 12, 2011 - 5:04 pm

    Thank you for sharring your knowledge with us. Looking forward reading and learning!

  7. #10 by carmenalexe on January 12, 2011 - 5:22 am

    Thank you to all of you for the kind words, your encouragement makes me want to learn more an share more. I suspect that times will come when “like minded” people will most likely stick together!

    • #11 by Kim Moses on January 12, 2011 - 12:32 pm

      Thank You Carmen! I would love to talk with you in more detail about some of the issues you brought up. Brad and I are trying to make some decisions in investments right now and you hit on some of the hot topics!

      • #12 by carmenalexe on January 12, 2011 - 6:06 pm

        Great, Kim…looking forward to it! Happy to help in any way I can!

  8. #13 by Bill Biddle on January 12, 2011 - 12:12 am

    I like your new blog and the focal point of the blog. This is an area that each of us need to continue to improve on.

  9. #14 by Tim in So CAL on January 12, 2011 - 12:02 am

    Ms. Alexe,

    Thank you so much for this informative and entertaining site; I LOVE IT!

    • #15 by Dave S.W. PA on January 12, 2011 - 6:43 pm

      Hi Tim,
      Sunny CA, last time I was there it rain.

      • #16 by Tim in So CAL on January 14, 2011 - 11:14 pm

        79 degrees today and skies full sun!! Come on out with Pop!

  10. #17 by ovid diaconescu on January 11, 2011 - 8:44 pm

    Impressive Carmen, thank you for sending it and Good Luck! Indeed the economic environment is full of opportunities for entrepreneurs.

    • #18 by Livia Bota on January 11, 2011 - 11:01 pm

      I love it, Carmen! I think you have discovered your next talent!

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